Build out a budget that you feel matches the average student .
Begin by estimating their monthly income. To get a good estimate consider how may hours per week your peers typically work, what you think their pay rate might be, and note that “take-home” pay is likely 80% after taxes. Be sure to explain how you calculated this number. Next focus on expenses. Be sure to include each of the following: fixed expenses, variable expenses including some that vary by week (some months have four weeks and some have five weeks), and expenses that need to be converted to a monthly rate from annual or seasonal amounts. If you feel that something here needs additional explanation be sure to include it. I’m looking for completeness. Is everything here that needs to be? Use the previous information and what we have covered in the Budgeting Module calculate the net income for our average student. Find an academic research paper on budgeting ,Read the abstract, introduction, and conclusion. Summarize this article in at least 100 words. Cite the paper you found (Google Scholar makes this easy; just click “Cite”). Any citation format is acceptable (MLA, APA, Chicago, etc.). Take some time to write a written reflection of your findings using at least 300 words. Here are some questions to get you started (feel free to answer one, all, or none of these example questions in your reflection). In what areas do you feel your peers overspend? Is there enough money to cover normal living expenses? How do you think most of your peers cover their expenses?
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