This is the sort of choppy water where many of CompuCredit’s customers paddle—and where the company.

This is the
sort of choppy water where many of CompuCredit’s customers paddle—and where the
company manages to find profits. CompuCredit was co-founded 11 years ago by
David G. Hanna, scion of a family that made a fortune in debt collection. Its
55-member analytics team has devised models to assess more than 200 categories
of customer data, from the duration of past credit-card accounts to the number
of bad debts. The algorithms apparently work: last year CompuCredit reported
earnings of $107 million on $1.3 billion in revenue.

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